Sellers - Paperwork you need to sell
thumb_2_Untitled.jpg
Article By:

In collaboration with our lawyers (TLA Corp) Hondon Valley Homes have put together a quick guide for clients looking to sell their property, to help them in organising their paperwork to ensure a trouble free sale. When we come to value your property we will enquire about the availability of this paperwork and will need to have it in place in order to sell your property. If you need advice regarding the information below, please feel free to call Steven on 663797187 who will gladly explain why we require this paperwork and how to go about obtaining it if you do not have it.

1. CHECK THE DESCRIPTION IN THE PROPERTIES DOCUMENTS.

The Property Deeds.

Check in your property deeds that your property is accurately described. Any additions or external modifications should be shown in the deeds. Commonly in this area swimming pools, terraces, garages, built BBQ area and pool houses. These should be shown on the deeds. Interior modification does not need to be shown on the deeds, however construction size of the property and additiopns and the overall size of the plot show be shown

Property In Catastro.

Your property must be registered in Catastro (Suma). You should receive each year a IBI tax (council tax) bill for your property. Check this invoice as it will describe the property, size and any taxable improvements (pools etc.).

 

2. PROVE THE LEGALITY OF THE CONSTRUCTION.

Habitation Certificate.(CH)

The CH is a document that shows that the property has been constructed respecting and fulfilling the Spanish construction laws. The document is also needed by the purchasers in order to have the water and electricity connected in their names. Typically a CH only lasts for 5 years and will need to be renewed. Check your CH to ensure that it is in your name and still in date. The CH should be obtained in advance of a sale.

No Infraction Certificate. (CNUI)

This is called the certificado de no infraccion urbanistica. It is issued by the local town hall to confirm (or not) that the property is free from fines. This certificate is ESSENTIAL to the sale of the property. This CNUI is usually applied for once the sale has been agreed and is done by the lawyer.

 

3. PERSONAL TAX SITUATION - CAPITAL GAINS TAX.

Do you pay your taxes in Spain as a Spanish resident or are you paying your taxes in country of origin (Belgium, Holland, Germany , UK)? In order to reduce the need for the Spanish tax authorities to retain 3% of the sales price (refundable) you need to demonstrate that you have paid the applicable taxes. Please seek proper tax advice when considering selling your property to avoid extra costs.

When selling your property the list of paperwork you will be asked to provide is below:

  • TITLE DEEDS OF THE PROPERTY - ESCRITURA (ORIGINALS, CORRECT AND UPDATED)
  • COUNCIL TAX BILL (IBI-SUMA) WITH THE CORRECT DESCRIPTION OF THE CONSTRUCTIONS
  • WATER AND ELECTRICITY BILLS - THE MOST RECENT ONES
  • HABITATION CERTIFICATE - LICENCIA DE PRIMERO O SEGUNDA OCCUPACION.
  • NO INFRACTION CERTIFICATE - CERTIFICADO DE NO INFRACCION URBANISTICA
  • ORIGINAL NIE CERTIFICATE & ORIGINAL PASSPORTS
  • TAXES - MODELO 210 & 214 FOR LAST 3 YEARS IF NOT RESIDENT OR MODELO 100 FROM PREVIOUS 3 YEAR IF SPANISH TAX RESIDENT.

The above may seem a bewildering array of paperwork to provide, but it is not that difficult or complex to arrange. My strongest advice is to start to collect the required paperwork now as any prospective buyer will be more confident knowing that the property is 100% in order. If you would like advice on getting your paperwork in order, please call Steven or Brigitte on 0034 663797187 for advice.